The first question on your mind should be: how much is car insurance for a teenager under eighteen years old? There are several factors that affect the cost of the policy. In some states, the cheapest companies are GEICO and Allstate. In others, Progressive is the most affordable option. While GEICO, Allstate, and Progressive all offer good coverage at competitive prices, there are several other factors to consider.
If the teen is already covered under the policy of their parents, you can add them as a driver on it. Adding a teen to your existing policy will almost always increase the cost. However, there are many discounts you can qualify for, including multi-policy discounts, good driving history, and being a long-term customer of your provider. Similarly, if you have an existing homeowner policy with the same carrier, you may qualify for a discount for this. However, don’t forget that allowing your teenager to drive his or her own car does not free you of responsibility. The act of signing for a driver’s license is a sign of responsibility, and Kentucky requires a parent’s signature on the application for an under-18 license.
The age of the driver is another factor that affects auto insurance rates. Teenagers usually pay lower rates for older cars, and if possible, purchase a vehicle with a good safety record. Statistics on the age of drivers shows that male teenagers are involved in more fatal accidents than females. If your teen is planning on driving, the Insurance Institute for Highway Safety recommends that you purchase a 2017 Toyota Prius Prime or a 2016 Kia Sorento. You can also click here webvan.info for more information. Read more about beenz.info