In the United States, it is illegal to drive another person’s car without insurance. You must carry at least liability coverage, and every state has different penalties for driving uninsured. You may get fined heavily, or even face up to five years in prison. So, what are your options? Here are some tips:
Be sure to add the driver to your own auto policy. This way, you can protect both drivers. If your partner drives the vehicle often, ensure that he or she has a valid license. Consider purchasing supplemental insurance. It is important to protect your investment in the car, as well as yourself from liability. It may cost a little bit of money, but it will ensure you have the protection you need.
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Depending on the type of car, you should check the insurance requirements of the vehicle you’re driving. Some states don’t require that you drive another person’s car without insurance. The same is true for non-owned cars. You can get an auto policy from the owner or buy a non-owner’s car insurance policy. Without insurance, you risk paying for accidents and other damages that you cause. In order to avoid such penalties, consider getting proper liability insurance and making sure that everyone in the car is protected. If you haven’t yet bought car insurance, get a FREE quote from a car insurance company.
The first step in driving someone else’s car is to check whether the car you’re driving has insurance. While it may be illegal to drive a car without insurance, it is a petty offense in Illinois. If the car is insured, the driver is fine, but the costs of an accident and repairs can exceed the cost of a car without insurance. It is crucial to make sure that you understand how your car insurance policy covers you and whether it’s permissible to drive the car.
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